KB LEGACY DESIGNS, INC. POLICIES AND LEGAL INFORMATION - these policies also apply to any web site designed by KB LEGACY DESIGNS, INC. unless web site owner supply their own policies and legal information

PLEASE READ THE FOLLOWING LEGAL INFORMATION CAREFULLY. THESE TERMS AND CONDITIONS MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS SITE. BY USING THIS SITE, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, THEN DO NOT USE THIS SITE.

TERMS AND CONDITIONS
KB Legacy Designs, Inc. ("KB Legacy Designs, Inc.") maintains this web site as a service to its customers, potential customers, and other interested parties. Please visit us frequently, browse our pages, and download documents, subject to the terms and conditions set out below and in our Member Agreement.

USERS/PARTICIPANTS
We do not discriminate on the basis of age, race, national origin, gender, sexual orientation or religion. No person under the age of 13 should use the Site without the written permission of a parent or guardian.

We strongly encourage all parents and guardians to monitor the Internet use of their children. Use of the Site by any user shall be deemed to be a representation that the user is 13 years of age or older.

TRADEMARKS, COPYRIGHTS & RESTRICTIONS.
This Site, and materials on the Site, including, but not limited to, images, illustrations, posts, audio clips, and video clips (the "Materials") are the property of KB Legacy Designs, Inc. (or the specific people featured on our site) and its affiliates and licensors and are protected from unauthorized copying and dissemination by copyrights that are owned or licensed by KB Legacy Designs, Inc. and by copyright law, trademark law, international conventions and other intellectual property laws. By way of example, and not as a limitation, "Creativity Corral, Photo Web Creations, Morgan County United and KB Legacy Designs, Inc." are registered tradenames under the applicable laws of the United States and other countries. All other logos or product names are trademarks or registered trademarks of their respective owners. You may not reproduce, perform, create derivative works from, republish, upload, post, transmit, or distribute in any way whatsoever any Materials from www.kblegacydesigns.com, any bulletin board, or any other web site owned, created or operated by KB Legacy Designs, Inc. without the prior written permission of KB Legacy Designs, Inc.

Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any information displayed on this Site, throughout the use of framing or otherwise, except: (a) as expressly permitted by these terms and conditions; or (b) with the prior written permission of KB Legacy Designs, Inc. or such third party that may own the trademark or copyright of information displayed on this Site. Copyright and Trademark Information © 2002-2005 KB Legacy Designs, Inc. All rights reserved.

LINKS TO THIRD PARTY WEBSITES
KB Legacy Designs, Inc. is not responsible for the content of any site that may be linked to or from any web site we develop or www.kblegacydesigns.com or any bulletin board associated with KB Legacy Designs, Inc. or on any web site we develop. These links are provided for your convenience only and you access them at your own risk. Any other web site accessed from this Site is independent from KB Legacy Designs, Inc., and KB Legacy Designs, Inc. has no control over the content of that other web site. In addition, a link to any other web sites does not imply that KB Legacy Designs, Inc. endorses or accepts any responsibility for the content or use of such other web site.

NO IMPLIED ENDORSEMENTS
In no event shall any reference to any third party or third party product or service be construed as an approval, guarantee or endorsement by KB Legacy Designs, Inc. of that third party or of any product or service provided by a third party.

Prohibition Against Rogue Programming.
You shall not post, transmit or make available in any way through this web site any software or other materials which contain a computer virus, trojan horse, timebomb, worm or other rogue programming ("Rogue Programming"). KB Legacy Designs, Inc. (or the appropriate owners of web sites created by them) has no obligation to detect the presence of any Rogue Programming. Any downloading of software or other materials or any other use of the Information on this web site is at your risk, and you are advised to take adequate precautions to minimize any loss to your system caused by Rogue Programming, including use of anti-virus programs and proper backup of files.

Content of Information.
You are responsible for the content of any Information you put on this web site. KB Legacy Designs, Inc. (or the appropriate owners of web sites created by them) has no obligation to, and does not in the normal course, monitor or control any Information that is or becomes available on this web site. KB Legacy Designs, Inc. (or the appropriate owners of web sites created by them) reserves the right to review any Information that is or becomes available on this web site. KB Legacy Designs, Inc. (or the appropriate owners of web sites created by them) reserves the right to refuse to post or to remove any Information that is, in KB Legacy Designs, Inc.'s (or the appropriate owners of web sites created by them) sole discretion, unacceptable, undesirable or in violation of these rules. However, KB Legacy Designs, Inc. (or the appropriate owners of web sites created by them) has no obligation to exercise such reservation of rights by KB Legacy Designs, Inc. (or the appropriate owners of web sites created by them) .

User's Obligation to Abide By Applicable Law.
In connection with the use of this web site, you shall abide by all applicable federal, state or local laws, including those pertaining to such areas as libel, slander, defamation, trade libel, product disparagement, harassment, invasion of privacy, tort, obscenity, indecency, and copyright or trademark infringement ("Applicable Law"). The Information available on this web site may include intellectual property that is protected under the copyright, trademark and other intellectual property laws of the United States and/or other countries ("Intellectual Property Laws"). Such Intellectual Property Laws generally prohibit the unauthorized reproduction, distribution or exhibition of all text, photographic and graphic (art and electronic) images, music, sound samplings and other protected materials. The violation of applicable Intellectual Property Laws may give rise to civil and/or criminal penalties.

PRIVACY ISSUES
KB Legacy Designs, Inc. is concerned about privacy matters for its customers. WE DO NOT SELL ANY OF YOUR INFORMATION TO ANYONE.

DISCLAIMERS AND INDEMNITY
By using the Site and/or posting Materials, you agree to indemnify KB Legacy Designs, Inc., its officers, directors, employees, successors, agents, and affiliates for any and all claims, damages, losses and causes of action (including attorneys' fees and court costs) arising out of or relating to your breach or alleged breach of this Agreement (including without limitation, claims made by third parties for infringement of intellectual property rights), or for any content that is provided by you (or through your username and/or password). You agree to cooperate as fully as reasonably required in KB Legacy Designs, Inc.'s defense and/or settlement of any claim. KB Legacy Designs, Inc. reserves the right to assume that exclusive control over the defense and settlement of any matter subject to indemnification by you. The information contained in this Site is for general guidance on topics selected by KB Legacy Designs, Inc. Such information is provided on a blind-basis, without any knowledge as to your industry, identity or specific circumstances. The application and impact of relevant laws will vary from jurisdiction to jurisdiction. There may also be delays, omissions, or inaccuracies in information contained in this Site. The information on this Site is provided with the understanding that KB Legacy Designs, Inc. and various authors and publishers' providing such information does not constitute the rendering of legal, accounting, tax, career or other professional advice or services. As such, information on this Site should not be relied upon or used as a substitute or consultation with professional advisors.

 

KB Legacy Designs, Inc.'S SITE MAY CONTAIN GRAPHICS, FACTS, VIEWS, OPINIONS, STATEMENTS, AND RECOMMENDATIONS OF THIRD-PARTY INDIVIDUALS AND ORGANIZATIONS. KB Legacy Designs, Inc. DOES NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS, OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, RECOMMENDATIONS, OR OTHER INFORMATION DISPLAYED, UPLOADED, OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, STATEMENT, RECOMMENDATIONS, OR INFORMATION WILL BE AT YOUR SOLE RISK. FURTHERMORE, KB Legacy Designs, Inc. DOES NOT WARRANT, GUARANTEE OR MAKE ANY REPRESENTATIONS REGARDING THE QUALITY OF, OR ACCURACY OF ADVERTISEMENTS FOR, ANY MERCHANDISE, PRODUCTS OR SERVICES OFFERED OR PROVIDED BY ITS ALLIES OR SUPPLIERS IN CONJUNCTION WITH THE KB Legacy Designs, Inc. SERVICE. THE MATERIALS ON THE SITE ARE PROVIDED ON AN "AS IS" BASIS AND WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. KB Legacy Designs, Inc. MAKE NO WARRANTY AS TO THE QUALITY, ACCURACY, COMPLETENESS, AND VALIDITY OF ANY MATERIALS ON THE SITE AND DOES NOT WARRANT THAT THE FUNCTIONALITY CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER(S) THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Where applicable law does not allow the exclusions of implied warranties, the foregoing exclusions may not apply to you.

EXCLUSION OF DAMAGES NEITHER
KB Legacy Designs, Inc., NOR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, OR AFFILIATES ARE RESPONSIBLE OR LIABLE FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR OTHER INDIRECT DAMAGES OR FOR LOSS OF PROFITS, LOSS OF DATA OR LOSS OF USE DAMAGES, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE INFORMATION CONTAINED ON THIS WEB SITE, EVEN IF KB Legacy Designs, Inc. HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES.

LIMITATION OF LIABILITY
IN NO EVENT SHALL KB Legacy Designs, Inc.'S TOTAL LIABILITY TO YOU FROM ALL DAMAGES, LOSSES, AND CAUSES OF ACTION RESULTING FROM YOUR USE OF THIS SITE OR PARTICIPATION IN THE KB Legacy Designs, Inc. SERVICE, WHETHER IN CONTRACT, TORT, (INCLUDING, BUT NOT LIMITED TO NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EXCEED THE MAXIMUM AMOUNT OF FUNDS IN THE MEMBER ACCOUNT AT THE TIME THE CLAIM ARISES.

JURISDICTION
KB Legacy Designs, Inc. operates the Site from its offices within the United States. KB Legacy Designs, Inc. makes no representation that information on this Site is appropriate or available for use outside the United States. Those who choose to access this Site from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

COMMENTS, COMPLAINTS AND QUESTIONS
We welcome your feedback about the Site. However, any comments, ideas, notes, messages, suggestions or other communications sent to the Site shall be and remain the exclusive property of KB Legacy Designs, Inc., and we may use all such communications in any manner, including reproducing, disclosing and publishing such communications, all without compensation to you. Should you have any questions or complaints regarding these terms and conditions, please contact us.